Professional Financial Services

Liberty One Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners over decades.

Liberty One Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide. We are considered a medium to large-sized Mortgage Banker generating over $1 Billion annually in residential mortgage paper while serving and consulting thousands of clients annually. We can definitely deliver on your residential mortgage needs.





Liberty One Mortgage offers the Refi Plus loan. This enables you to refinance your rate even if you owe more than the value of your home.In addition, there may be no costly PMI or mortgage insurance. This is available to you if your mortgage is currently owned by Fannie Mae or Freddie Mac. Call us, and we can find out whether you are eligible for this tremendous savings.

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Home Purchases

We offer FREE PRE-APPROVALS. This enables prospective homebuyers to find out exactly how much house they can afford. We also make recommendations for the best and most affordable mortgage for them. Liberty One Mortgage offers state subsidized, first-time homebuyer programs in some states. Ask our trained representative if we offer a special program in your state.

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Rehab Mortgages

Over the years, we have perfected the process of this re-construction financing product. This federally insured loan allows a home buyer to purchase a home with only 3.5% down as well finance 96.5% of the construction costs. This is a “one-time closing”, meaning the homebuyer can lock in a low fixed rate at the time of purchase and maintain that rate throughout the rehab process until the home is paid off. There is no need to modify this mortgage into a permanent loan after the refurbishing is complete. So, the homebuyer saves in closing costs and eliminates the risk of construction loans.

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Commercial Loans

Liberty One Mortgage offers financing to investors and businesses for purchasing or refinancing commercial buildings. We offer low interest rates, low fees, and more aggressive and flexible products than much of the competition. Traditional banks often will require a deposit history or new account deposits with that institution in order to approve a mortgage.

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Reverse Mortgages

Reverse Mortgages A reverse mortgage allows you to borrow against the equity you’ve established in your home. Instead of making monthly payments, you can choose to receive them. This is the “reverse” of typical borrowing methods. To be eligible, you must be age 62 years or older and own your home. Any current mortgages on your home must be paid off with the Reverse Mortgage.

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The Federal Housing Administration, generally known as “FHA”, provides mortgage insurance on loans made by FHA-approved lenders and brokers. Cornerstone Lending is an approved FHA mortgage broker. FHA makes buying a home easier than ever. There are lots of reasons to ask us about an FHA loan instead of taking a conventional or an expensive and risky sub-prime mortgage loan.

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